Property
Risks to your property and their consequences
The challenge and it's impacts
Restoring or replacing damaged goods can be costly and time-consuming, and the emotional strain from the loss of valuable possessions can be substantial.
Your comprehensive property protection
Tailored protection for your needs
Property insurance offers customized protection for your real estate and assets. These policies are designed to cover a wide range of risks, providing you with the security you need. The property insurance includes the following coverages:
- Protection against fire, water, storm, and glass breakage: Comprehensive protection against the most common and severe damages that can affect your property.
- Malicious damage, vandalism, and arson by third parties: Coverage against willful destruction and criminal acts.
- Theft protection: Protection against theft and robbery to secure your valuable possessions.
- Protection against natural events: Coverage against atmospheric events, earthquakes, floods, snow pressure, and indirect lightning strikes.
- Machinery breakdown insurance: Coverage for failures of production equipment during operation, including business interruption.
- Business interruption insurance: Protection against loss of revenue and income, as well as coverage of fixed and additional costs in the event of damage. Learn more
- Electronics insurance: Protection for your electronic devices and equipment against damage.
- Insurance for renewable energy: Coverage for photovoltaic systems, biogas, and biomethane plants.
- Cyber risk insurance: Protection against the financial consequences of cyber-attacks and data loss. Learn more
As your broker, we analyze your individual situation and determine whether an All Risks or a Named Risks/Multiline policy is better suited to your needs.
- All Risks policies offer comprehensive protection and cover all risks except those explicitly excluded. This provides you with the advantage of very broad coverage, often including unexpected or unusual damages.
- Named Risks/Multiline policies, on the other hand, cover only the specific risks explicitly listed in the policy. These are suitable for situations where specific, known risks need to be covered. We use the advantages and disadvantages of each option to ensure the optimal protection for your needs.
With our property insurance, you can rely on comprehensive and customized coverage for your property, allowing you to focus entirely on your core business.
OUR EXPERIENCE AND EXPERTISE FOR YOUR SECURITY
Assiconsult has many years of experience and extensive expertise in property insurance. We determine your personal insurance needs and use our expertise to ensure your business is adequately protected. As an independent broker, we mediate insurance exclusively in the interest of our clients.
We work with multiple insurance companies to find the best solutions for you and obtain quotes and offers to ensure you receive optimal coverage.
We handle all insurance matters for you, so you can fully focus on your business—even in the event of a claim. Our comprehensive service ensures you don't have to worry about insurance issues.
Over the years, we have built strong international networks. This enables us to provide reliability and security for your activities abroad. Our expertise and flexible service offerings can be specifically applied to both Italian and international tenders. This allows you to pursue any business opportunity without risks.
Successful claim settlement: a customer experience
The largest claim in the history of South Tyrol and Assiconsult involved the large butcher Pfitscher in Burgstall. On March 6, 2020, a fire completely destroyed the company’s recently expanded production building. The firefighting efforts were extremely challenging, lasting three days and gripping the local population. The livelihood of the Pfitscher family was at stake.
In their darkest hour, Assiconsult stood by their side:
"Gregor Stimpfl helped us stay calm when faced with the devastation, as much as was possible. He recommended an expert and mediated between us and the insurance companies. The negotiations with the insurers were very complex due to the massive scale, and the companies were sometimes uncooperative. Without a strong local partner like Assiconsult, it would have been much harder to reach a compromise acceptable to both sides," the Pfitscher family recalls. "The case was settled quickly, and the insurance sum was paid out in 2020, the year of the major fire. This allowed us to pursue our goal of rebuilding without unnecessary delays. Such speed is by no means a given."