Wine Cover
Unforeseeable events and specific risks of the wine sector
Protect yourself from financial burdens and secure your future!
Unforeseeable events can threaten the existence of your business in the wine sector. A sudden hailstorm could destroy your vineyards, wiping out an entire vintage. A technical defect could halt your bottling line, leading to production downtimes and delivery delays. Imagine a fire breaking out in your warehouse, destroying your valuable barrels and bottles, or a power outage damaging your electrical and electronic equipment, including photovoltaic systems and compressors.
Without the right insurance coverage, such unforeseeable events could cause significant financial burdens and jeopardize the future of your business. Additionally, the lack of liability insurance could lead to severe legal and financial consequences if claims are made by third parties or employees.
Secure your protection now!
Our insurance coverage for the wine sector
Comprehensive protection for your needs
Our comprehensive insurance solution, Wine Cover, specifically developed by us as brokers in collaboration with the market-leading insurer in the food sector, HDI Global SE, is tailored to the needs of the wine industry. The solution encompasses a wide range of coverages that address both essential and optional insurance needs, ensuring comprehensive protection for your business in the wine sector.
Insurance policies can be complex and opaque, which is why we are here to advise you. To begin with, we would like to provide you with a brief overview of the different insurance categories that are crucial for your business. A detailed analysis and consultation on which coverages are necessary and beneficial for your business will be conducted together in a personal consultation. This ensures that you receive the optimal insurance protection for your business in the wine sector.
Essential Coverages
Important insurance for the wine sector
In the wine sector, specific insurance is essential to comprehensively cover the unique risks and challenges your business faces. With Wine Cover, we offer you tailored solutions specifically designed to meet the needs of your industry.
Our property insurance protects your buildings, machinery, equipment, facilities, and much more. Specifically for the wine sector, we extend this coverage to silos, cisterns, barrels, tanks, packaging materials, bottles, additional bottling materials, labels, and crates. Your wine products – whether loose, bottled, or in other containers, musts, and concentrates – are also fully insured.
To ensure the continuity of your business in the event of damage, we offer business interruption insurance. Our liability insurance covers protection against third-party claims (third-party liability), your employees (employer’s liability), as well as product liability and tampering, safeguarding you against product damage and manipulation. Additionally, legal protection provides comprehensive coverage in case of legal disputes, allowing you to focus entirely on your business.
With these essential coverages, we ensure that your winery or business in the wine sector is fully protected, allowing you to focus on what matters most: the production and marketing of your high-quality wines.
Additional Coverages
Supplementary insurance for comprehensive protection
In addition to essential insurance, Wine Cover offers a range of additional coverages to extend your insurance protection as needed and provide you with even more comprehensive security. These supplementary insurances are designed to cover specific risks and offer you additional peace of mind in all areas.
- Cyber Insurance: Protects against the financial and operational impacts of cyber-attacks and data loss.
- Directors & Officers (D&O) Insurance: Covers the personal liability of directors and officers.
- Credit Insurance: Protects against payment defaults by your customers and secures your liquidity.
- Bonds: Provides coverage for contracts and guarantees to safeguard your business relationships.
- Welfare: Includes employee benefits and corporate pension plans to ensure the satisfaction and security of your staff.
- Transport Insurance: Protects your products against loss and damage during transport.
- Travel Insurance: Covers your business trips and provides comprehensive protection for your employees on the road.
Our experience and expertise for your security
As a specialized and independent insurance broker, we mediate insurance exclusively in the interest of our clients. We not only offer proven products such as product liability and property insurance but also innovative and tailored solutions for the wine sector. From the vineyards to bottling, we accompany you with our extensive expertise and personalized service.
Our extensive experience has allowed us to build strong international networks, enabling us to negotiate the best possible sums and conditions for your insurance.
Our references and satisfied customers confirm our competence and reliability. We take care of everything related to insurance, so you can focus entirely on your passion – even in the event of a claim.
Let us work together to create the optimal protection for your business.
Wine Cover – Your partner for a worry-free operation in the wine sector.